UTI Mutual Fund NAV: Explore The Fundamentals Before Investing

UTI Mutual Fund NAV: Explore The Fundamentals Before Investing

Looking forward to subscribe UTI mutual fund units? Do you care to examine your UTI mutual fund NAV? Well, in that case check for latest Net Asset Value that plays a predominant role while you formulate your own mutual fund investment decision. It is the Net Asset Value or NAV which indicates the market price per share unit that predicts you the number of units you are going to hold throughout your stay within your UTI Mutual Fund scheme.

In clear words, NAV is the sum of the composition of securities in the mutual funds excluding liabilities and divided by the outstanding shares. To be precise, let’s have a summarized view:

NAV = (Value of Assets-Value of Debts)/number of units outstanding


Value of Assets =Market value of Mutual Fund Investments+Receivables+Accrued Income

Value of Debts=Liabilities+Accrued Expenses
The NAV of a mutual fund is computed both by the asset management company or by an accounting company hired by the mutual fund.

Functioning of UTI Mutual Fund NAV

Let’s understand how your investment value is determined at NAV:

For example : if your UTI Bond Fund NAV is ₹ 547 and you have invested  ₹20,000, then you will be obtaining 20,000/547=36.56 units of the scheme.

If UTI Bond Fund releases a NAV of  ₹550 on a particular day, then the value of your investment is 36.56×550=₹20,108. Also, if you are willing to withdraw(or sell) the value of your investment, you will obtain an amount based on the NAV of the scheme at the time of withdrawal. Let’s say if UTI Bond Fund declares a NAV of ₹560 on your withdrawal day, then the UTI Bond Fund will pay you an amount of 36.56×560=₹20,473.6 on that very day.

UTI Mutual Fund Statement

Do you wish to view the summary of your accounts towards your UTI mutual fund investment? You can do so. Just by accessing to the UTI Mutual Fund Statement you can decide whether to buy,  hold or redeem your investment. Moreover, focus on determining the types of investment you may look for in your transaction details summary such as purchase date, switch or redemption from schemes, a number of units possessed, method of payment during transaction etc.

Simply, register your email ID with UTI Mutual Fund through which can gain access to your ‘Statement of Account’. However, you are required to submit your Folio number towards which you wish to obtain your Statement of Account. Although the statement entails last five transaction details under the folio, but you need to get it on your own email ID with UTI Mutual Fund.

UTI Mutual Fund SIP

Get the maximum avenues on your investment through SIP. As Systematic Investment Plan is an ideal investment solution wherein you can start with a low amount of ₹500 each month, however, consider buying the units of UTI Mutual Fund. The maximum units you plan to purchase, the more will be the investment returns you plan to redeem. It is the power of compounding effect that determine the trolling effect from the day 1 when you start investing. Irrespective of the volatility assessments, your investment periodicity tends to minimize the impact and instills a disciplinary way of investing in UTI Mutual funds.

UTI Mutual Fund Schemes in India

The Net Asset Value of UTI Mutual Fund schemes changes on a daily basis in India. It goes with the following UTI Mutual Fund schemes as applicable:

(I) UTI Equity Funds

Diversified Funds

UTI Equity Fund

UTI Mastershare Unit Scheme

UTI Multi Cap Fund

Specialty/Theme Based Fund

UTI Dividend Yield Fund

UTI-India Lifestyle Fund

UTI-Infrastructure Fund

UTI-Bluechip Flexicap Fund

UTI-MidCap Fund


UTI-Opportunities Fund

UTI-Wealth Builder Fund

Sector Funds

UTI Banking Sector Fund

UTI Pharma & Healthcare Fund

UTI-Transportation & Logistics Fund

Tax Planning Funds

UTI Long-Term Equity Fund(Tax Saving)

UTI-Master Equity Plan Unit Scheme

UTI Long-Term Advantage Series-I

UTI Long-Term Advantage Series-II

UTI Long-Term Advantage Fund Series-IV

UTI Long-Term Advantage Fund Series-V

Arbitrage Fund

UTI-Spread Fund

Pre Index Funds

UTI Nifty Index Fund

(II) UTI Balanced Funds

Pure Balanced Funds

UTI Balanced Funds/Balanced Mutual Funds

Segment Focussed Funds

UTI-CCP Advantage Fund

UTI Charitable & Religious Trust & Registered Society

UTI Child Plans/Children Career Plans-Balanced Plan

UTI Smart Woman Savings Plan

UTI-Retirement Benefit & Pension Fund Plans

UTI-Unit Linked Insurance Plans & Policy(ULIP)

Monthly Income Schemes

UTI-MIS Advantage Plan

(III) UTI Debt Funds

Segment Focussed Funds

UTI Income Opportunities Fund

UTI-Bond Fund

UTI Dynamic Bond Funds/Dynamic Bond Mutual Funds

UTI-Floating Rate Fund STP

UTI-Gilt Advantage Fund LTP


UTI Short Term Income Funds

UTI Treasury Advantage Fund

UTI Banking & PSU Debt Fund

UTI Monthly Income Plan & Scheme

UTI Medium Term Fund

Liquid Funds Category

UTI-Liquid Fund/Liquid Mutual Funds

UTI-Money Market Fund

Close-Ended Debt NFO

UTI Capital Protection Oriented Scheme Series IX-I 1467 Days

UTI-Fixed-Term-Income Fund-Series-XXVI-XIV-1105-Days

(IV) UTI Exchange Traded Funds

UTI Nifty Exchange Traded Fund

UTI Sensex-Exchange Traded Fund

Disclaimer: Mutual Fund Investments are subject to market risks, read all scheme related documents carefully before investing.

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