Buying an auto insurance policy is a legal requirement in the US state of California. Here, one has to buy at least a liability insurance part of the auto insurance policy. There are many companies which are based in California offering these insurance covers. The rates for auto insurance are generally a bit more expensive than most other states. These rates vary from company to company and here we have summed up a list of top five auto insurance providers in California:
- Amica mutual: Amica Mutual is an insurance company based in Lincoln, Rhode Island. Established in 1907, Amica has a reputation of being one of the oldest mutual auto insurers in the United States. Amica Mutual is famous for its direct approach towards the people and does not hire any insurance agent to take its products to the consumers. Hence it focuses on building the necessary connect and trust with its customers.
- Horace Mann: Horace Mann has a reputation of providing affordable auto insurance to its customers since 1945. They have a vast network of auto insurance agents who could explain you about their insurance products and their coverage. One could than choose from these products according to ones needs. Under their auto insurance policies, they deal in liability coverage, uninsured and underinsured motor vehicle coverage medical coverage, collision coverage, comprehensive coverage, and emergency road services.
- Sterling casualty: Based on the requirements of the customers, Sterling Casualty Insurance Company offers comprehensive as well as particular coverage options. One could also avail various discount offers which include California good driver discount of 25%, multi-car discount of 20%, good student discount of 15%, etc. The company has a long experience in auto insurance and has broad client base.
- Western General: Based in California, Western General Insurance Company was founded in 1971 specializes in insurance policies for private passenger automobiles. It has been providing insurance cover to number of families across the country and has a wide network of independent agents and brokers in more than 16 states. They are also offering commercial automobile insurance program for the auto dealers based in the United States. With its motto of “GREAT CUSTOMER SERVICE IS OUR STANDARD, NOT THE EXCEPTION!”, it has been serving its clients and customers with great zeal and dedication.
- USAA: USAA insurance company is ranked among the top insurance providers in the United States. It is famous for its easy and convenient services, multiple coverage option and flexible services wherein one could manage ones insurance policy, get auto insurance quotes and avail benefits of accessing their account through their smart phones.
Apart from these auto insurance companies offering auto insurance policies, there are insurance agencies which take these insurance products directly to the consumers and help them avail benefits of having to choose from different options. They could help you get the right quote which may help you in getting the auto insurance cover at reasonable premium rates.