The Importance Of Health Insurance When Traveling Abroad


The Importance Of Health Insurance When Traveling Abroad

Accidents, loss of baggage, illness, flight delay etc., can spoil your trip. For this there are plans for travel assistance, for a fair price, can travel quiet and safe, knowing that before a drawback get help and containment.

It approaches year end and for many people means holiday! A trip should be above all a pleasant experience and when we think of something pleasant we rarely crosses the mind the disadvantages arising least of all think out insurance to travel abroad.

But accidents, loss of baggage, illness, flight delays, theft, robbery, among others, can spoil your trip. At least we must prevent these problems affecting future, either financially or health issues.

The Importance Of Health Insurance When Traveling Abroad

Therefore we suggest that before starting your trip compares the different options you have at your disposal in travel insurance. Without wishing to be alarmist maybe you should know that one day stay in a US can cost up to 5,000 dollars.

Also increasingly countries require travel insurance to tourists or travellers. For US now do not require travel insurance but one look at the costs of medicine in this country will show as a simple accident you may rankle, at least economically.

For this is that there are plans for travel assistance, for just the right price, you can travel quiet, safe or knowing that before a drawback get help and containment.

Difference between a Travel Insurance and Travel Assistance

The main difference between travel insurance and travel assistance is that the earlier are dedicated to repay the money we spend to receive a benefit abroad once we return to our country. Instead, travel assistance provides direct benefits upon the fact.

For we hire travel insurance if need medical assistance, we must seek the nearest health center, meet all the necessary expenses and then to the back, reclaim the money back in our insurance company.

Travel assistance and travel assistance card gives us help 24 hours a day, in the place of world we are.

The advisers of service centers are responsible for seeking a health center that can assist and expenses are the responsibility of the provider company so we should not pay any amount to be seen by a doctor abroad.

It is a free card that allows access to public health care “Only if required such attention” during a temporary stay in any of the 28 member states of the EU plus Iceland, Liechtenstein, Norway and Switzerland in the same mentioned conditions, but you should know that attendance is free only in some countries.

Travel insurance or travel assistance plans generally include the following coverages:

  • Medical assistance in case of accident
  • Medical assistance in case of illness
  • No deductibles or franchises
  • medications
  • dentistry
  • Hotel expenses for restoration
  • Unaccompanied minors
  • Compensation for lost luggage
  • Assistance for theft and / or loss of documents
  • Legal assistance
  • Early return for disaster at home
  • Health and funerary repatriation
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