Have you insured your car with a reputed insurance company? Did the insurance company provided any discount to you? Don’t get surprised, there are the chances that you are paying more than required money to insurance company.
It is quite possible that there are some discounts available on your car insurances who you are not aware of and that’s why you are not availing it.
Here are a few car insurance discounts you must know and it won’t be revealed by your many car insurers:
If you own more than one car, then get all of them insured under one policy with the same company. This will fetch you a discount upto 25% per car on average. One prime condition associated with it is that all the cars must be registered in your name and they ought to be driven by drivers.
Combine other types of insurances such as homeowners’ or renters’ policies and you will qualify for a discount.
- New Car Safety Features
If you are planning to buy a pre-owned car less than three years old, keep in mind to take passive restraint systems like motorized seat belts and airbags from owner and save your more money. Having safety features in new cars you will qualify for discounts. Also consider to take discounts for eco-friendly models and alternative fuels.
- Safe Driver
Have a clean driving record i.e. without traffic rule violations and accidents and you can claim discounts on insurance.
- Married Driver
If you are newly married, combined the insurance policy of both the spouses. At the same time also avail safe driver certificate.
- Home Ownership
Similar to Married driver policy, combine your home ownership policy to claim discounts on insurance.
- Currently Insured/Early Signing
If you are changing the insurance carriers, be sure apply before expiry of policy to claim 10% discount.
- Teen Driver
Normally the high premium is charged for younger age drivers. But if your ward gets good grades and attends college more than 100 miles from home, get him/her insured as casual driver for least expensive car. At the same time you can claim multi-car policy also.